These are probably supposed to be an appetizer/snack food, but we have been known to eat them for supper with a side of fresh veggies & ranch to dip them in. The veggies in the ranch, I mean. Don't blame us if our Ham Thingies accidentally might have fallen into the ranch on their way to our mouths once in a while too! (Reece could probably take the blame for that accident.)
Cut the bagels in half, spread with cream cheese. Top each bagel half with ham and a slice of cheese. Bake at 350 degrees until the cheese is melted; about 10 minutes.